mother knows best

Today, many people are looking for cash advance and payday loans. Before anyone avails these types of loans, I strongly recommend on the person to consider my mother’s learning in one of the seminars she attended and shared with us in the family.

In the said seminar she recalled the speaker’s advice on money matters. The speaker emphasized that in handling your money, “Buy only what you need and what you can afford to pay; and do not need what you cannot afford to pay.” It sounds simple. However, to fully understand the statement, we should be able to distinguish the NEED, from the WANT, and the LUXURY.

The NEEDS are the basic things the person should have in order to live, such as water, food and shelter. If the water is a basic need, then the colored water as in carbonated/soft drinks and juices are what can be considered WANTS. Further, if the water is now mixed with alcohol such as in wines and other hard drinks, this is what we call LUXURY.

Thus, if you are really looking for money to buy the immediate NEEDS and you still have to wait for few more days, getting cash advance or payday loans is a good idea.

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