Archive for March, 2009

spend your salary increase wisely

Lester, my college adviser, is moving to Phoenix, Arizona because he got a great teaching offer in Collins College. Although his salary rate pretty much doubled from his current job, he’s still not sure if he’ll just avail of the school faculty housing or buy a house in Arizona.

He asked one of his future co-faculty from Phoenix about the great places where he could buy a house. She suggested Carefree, Cave Creek, Paradise Valley, Pinnacle Peak, Rio Verde and Scottsdale. I advised him to think about it twice. Just because one’s salary doubled doesn’t mean you ought to splurge at whim. The places his future colleague suggested were more of luxury real estate. I didn’t want him to end up broke with paying off a luxury house should something happen with his future job.

He ended up consulting a dedicated Phoenix real estate agent and realtor who gave him several options and suggested some other places with stylish but not posh houses that will suit his budget. Should this happen to you, I hope you do the same – seek professional advice first.

a financial matching service for salary advances

People always say that home is where the heart is. I have to agree with them. But then again, during times like financial crisis, I cannot help but wish that I am a UK resident.

“Why in UK of all places?” you might ask. It’s simple, really. UK residents are privileged enough to have Payday Loans like the RobertsBridgeFinancial.com wherein you can easily get a Cash Advance ranging from £80 up to a substantial value of £750 to help you bridge the gap in between salary days. What makes it really cool is that it saves you the hassle from falling in line or waiting just to collect and pay your loan – you can do both electronically! To cap it off, according to their website, “Roberts Bridge Financial is a financial matching service”. That is, it matches prospective borrowers with prospective lenders and your information may be forwarded to one of several independent loan companies. How convenient can a Salary Advance get?

Oh, and did I mention that it would only take you about 10 minutes to complete an application form online? Impressive, huh? If only I was a UK resident, I do not have to worry about making ends meet whenever an emergency arises in between paydays. Oh well, I’ll just keep my fingers crossed and hope that there will be offers like that here.

on relocation tools and services

When I saw the website “National Relocation” I thought it was some government or NGO project, and was on the brink of ignoring it completely until I saw the words “real estate information”.

The website basically offers relocation services such as home inspectors and realtors, and mortgage calculators and tools as well. It also provides insightful information on the schools and neighborhoods of your target relocation area. What’s more is that it has maps which can help you pinpoint how far a school is from your target relocation area plus essential school information such as, address, contact information, enrollment figures, and even the student to teacher ratio.

Anyhow, I haven’t had much time to really go through the website. It sounds promising though. Do visit it if you have time and let me know what you think.