i.e. Property Scheme

Three graduates from the State University are determined to do business as insurance brokers. They are young professionals not that they came from a well-known university, but because they have the knowledge, right attitude, skills and good habits or virtues. In addition, they have the competence that earned them the respect of their companions in their field of work. With their qualifications, there’s no doubt, they will be successful in their business.

These young gentlemen know that if you are able to do business in the government or even in one very stable private company, you are sure of success in the business. However, if you really mean business, you should be aware of the importance of Surety Bonds in doing business with the government or private entity. As insurance brokers, these young businessmen are required to get commercial bonds, specifically the Insurance Broker Bond. This bond protects individuals who may be harmed by the actions of a licensed insurance broker. Thus, even though their business is insurance brokers, they too need Surety Bond. The bond ensures they will follow the guidelines, for it is a guarantee. It is a form of credit, not insurance that the insurance brokers provide to their clients.

Bonds are required to legally operate the business of these young men. As such, it is important that when they get the Surety Bonds, there is an assurance that this will be accepted by whoever is requiring it from them. These businessmen will be confident of the integrity of the surety bonds they got, only if they got it properly. Nobody should take the risk by getting surety bonds, through the “fly by night” agents who promise or offers discounted rates. You will be able to get the right quotes for your surety bonds. This is the advice given to the future millionaires by their elders, “Be careful in your decision making, it is good to learn from your experience, but it is best to learn from the experience of others. You will not live long enough to experience everything, just to learn it. More so, it is difficult to learn from a bad experience, like getting a surety bond that is not accepted and honored.”

Not everyone is aware of the importance of surety bonds. It is high time for everybody in the business to be informed about it. It is never too late to know, so as to better serve our fellowmen.

While going over some real estate reviews with my colleagues during brunch, I encountered a fascinating question, “When looking for apartment or homes for rent, what do you do first?” Below are some of their interesting answers:

• “I search Google with the specific keywords of the location where I’m planning to move in and the type of place I’m looking for (e.g. apartment or condo).”
• “I call up some friends who are knowledgeable about the area and ask for recommendation.”
• “I count and recount my budget to know what my limitations will be before hunting for a place.”

Each answer shows what type of person they are and what they value. That is, the first person goes for tangible data, the second goes for other’s opinion, and the third is very prudent.

My point? They are all great answers for a first step. But do make sure that you do all three, plus consult an experienced real estate agent before finalizing your deal in buying or renting a place.

For those who have been planning to visit Barcelona, now’s a good time to start searching for long term and short term apartments for rent there.

Why bother renting a short term property there now? Because this 2007 to 2008, you will get to see authentic Spanish dancing performed by the stars of Spanish dance such as Akram Khan, Sara Baras, and Nacho Duato. Also, according to one website, “The Palau de la Virreina and Teatre Lliure is now selling the joint dance season ticket known as the Abonament Conjunt de Dansa for the 2007-2008 dance season.” The great thing about this is that, when you purchase this joint dance season ticket, you will be able to avail of a 30% discount and see seven dance shows in all during the dance season. Do hurry because the ticket is available only until January 4, 2008.

But if I were you, I’d go for long term rent or even buy a choice of villas for sale in the city of Barcelona. With the very favorable climate of that city and its seven beaches (which occupy 4.5 kilometers of coastline all in all), you’re sure to have great summers and have fun visiting Barcelona’s 68 municipal parks.