Archive for January, 2008

select and get the best

In decision making, be it a minor or a major one, a person has to follow procedures so as to arrive in a good decision that is objective, and not a subjective decision. As for friends who want to help in the decision making whether it is personal, official or work-related, they should offer the Pros and Cons of the choices or the possible courses of action that they propose. A good decision will make not only the decision makers happy, more importantly the beneficiaries will be the happiest.

As such, to find a tool or website to help you in deciding matters that pertains to auto loans is a big help. This tool will also help you avoid bad credit auto loans. I still recall my brother’s tough experience the first time he thought of getting a brand new car. He was so thankful, he came across www.getthebestautoloan.com for he was able to select and select to get the best auto loan he has today. Now, he is enjoying the fruits of his labor, for he was able to get his dream car with no worries.

Let us be reminded that resources in this world are limited not only limited natural resources, but financial resources as well. With this, we should be able to manage the limited resources we have to get the best out of it. We ought to be happy.

mother knows best

Today, many people are looking for cash advance and payday loans. Before anyone avails these types of loans, I strongly recommend on the person to consider my mother’s learning in one of the seminars she attended and shared with us in the family.

In the said seminar she recalled the speaker’s advice on money matters. The speaker emphasized that in handling your money, “Buy only what you need and what you can afford to pay; and do not need what you cannot afford to pay.” It sounds simple. However, to fully understand the statement, we should be able to distinguish the NEED, from the WANT, and the LUXURY.

The NEEDS are the basic things the person should have in order to live, such as water, food and shelter. If the water is a basic need, then the colored water as in carbonated/soft drinks and juices are what can be considered WANTS. Further, if the water is now mixed with alcohol such as in wines and other hard drinks, this is what we call LUXURY.

Thus, if you are really looking for money to buy the immediate NEEDS and you still have to wait for few more days, getting cash advance or payday loans is a good idea.

Importance of Goals and Visualization

It is important for a person to have a goal. It doesn’t matter if your goal is to have your own gmc envoy, own a company, or simply have a decent job. Goals give you a sense of direction and purpose in life.

It helps you get through those “my life is in shambles” and “I’m better off dead” moments that are often times inevitable. I should know; I’ve been there.

Having goals also helps you appreciate life more. It reminds you that no matter how wretched your life may seem right now, you know that it is just a phase and that things will get better. As Rhonda Byrne puts it, “The reason visualization is so powerful is because as you create pictures in your mind of seeing yourself with what it is you want, you are generating thoughts and feelings of having it now. Visualization is simply powerfully focused thought in pictures, and it causes equally powerful feelings.”

eye care - do not neglect your eyes

I have noticed that using the computer for more than eight hours makes my eyes hurt. As my exposure becomes longer, my head also aches. I have asked my officemates and they said that too much exposure to computers may affect our eyes. They shared that have been experiencing the same discomfort that I am having, actually. I have been worrying about this since I am wearing glasses and my vision is a little blurred. I have been considering lasik manhattan since my friends recommended that to me.

Since I am working in the internet industry, I am exposed to computer radiation and I am experiencing increasing headaches and eye strains. I haven’t been very careful with my eyes when I was young. I read pocketbooks at the dark and sometimes, while inside a car. My parents have been scolding me when I was young, but I didn’t listen. Now my actions took its toll and I am suffering from blurred vision and constant eye strains.

BINGO!

I have always believed in the saying that all work and no play make life dull. Since I do not like dull atmospheres in workplaces, I thought of suggesting a Bingo event to my boss. Not only is Bingo fun, it can also develop a stronger bond between our employees, thus providing a light, happy atmosphere in our office.

I especially emphasized that we should play online Bingo when we have free time because the employees can meet a lot of virtual friends, friends from different time zones, places and cultures. Our customers are also found in the world wide web so they also practice different cultures and believe in different sentiments. This way we can relate to our customers better since we have friends similar to them. Who knows? Maybe our virtual friends can be of help to us in the future. As the saying goes, Make new friends, but keep the old; Those are silver, these are gold.

Recognition and Appreciation

I’m currently the project manager of our company, and I started as creative writer, one of the lowest positions there. Based on my experience, happy employees are more productive and energetic, thus provide better performance at work. Three of my subordinates underwent a six-month probationary period. On the third day of February, they will become regulars and I thought about giving them workplace awards. They have been doing pretty well since they started working in the company. I have seen a great amount of improvement in them - they always do their best to provide our customers with the best service.

If we ignore our subordinates and just treat them like machines, they will most probably be depressed at work and produce a gloomy atmosphere in the workplace. Remember to always cheer up your subordinates by giving them a pat in the shoulder or recognizing their great performance every now and then, and they’ll surely thank you by doing their best in everything they do.

Scratch the Regular Business School, Enroll in an Online MBA Program

Having been promoted to the position of project manager of a network of 20 lifestyle and sports-related websites, the odds of me being able to enroll in an MBA program is close to a zilch. I’m swamped with work and even have very little time for social trivialities. Which is why I’m considering enrolling in an aacsb online mba.

In case you don’t know, AACSB stands for “The Association to Advance Collegiate Schools of Business”, and according to research, only 7% of educational institutions worldwide with business degrees are accredited by this governing body. So if you’re also planning to get an MBA, be it online or on a regular program, I suggest you diligently do a background research on its accreditation as well. After all, you will not only be spending your money, you will also be spending worth more than all the money in the world – your precious time.

On Learning the Basics

My friend who recently inherited a huge chunk of money was advised to participate in stock exchange. She had this funny and embarrassed look on her face while her adviser went on about where she should invest in and what she should avoid. After several minutes, she abruptly and exasperatedly stood up, pulled up a book from her bag, and waved the book’s title to her advisor’s face: How To Trade Stocks 101.

Her adviser, having been effectively cut off from his monologue, looked questioningly at her. My friend slightly chagrined, laughed and said, “I have no idea what you’re talking about. I appreciate your advice, truly! But do keep in mind that I am new to all this and I’d like to know the stocks basics first before I listen to all your advice.” She politely excused herself, and then went home.

Now, that was a clear example of the importance of learning the basics and knowing when to say no. Never jump the gun on impulse, especially if it involves money. Just because something seems good and a lot of people say so, it does not follow that it IS true without verifiable data.